Consumer Loan Processor
AgCarolina Farm Credit

JOB DESCRIPTION

Consumer Loan Processor - AgCarolina Territory

AgCarolina Farm Credit has an open position for a Consumer Loan Processor. In this role, the Loan Processor would be responsible for processing consumer home and lot loans and other disclosures subject to TRID. The candidate would also be responsible for preparing and submitting complete loan packages through secondary market, processing for timely and accurate loan closings, maintaining the intent of the approved credit package within the prepared loan documents, ensuring the Association's collateral position is perfected while maintaining internal controls, and performing various loan origination functions. This role will report to the Lead Consumer Loan Processor.

How you will impact AgCarolina Farm Credit:

• Prepare various loans documents in accordance with approved credit package, ensuring terms, rates, conditions, collateral, descriptions, and other related information is accurately conveyed to the borrowing entities
• Prepare and submit attorney instruction letters, ensuring the attorney provides accurate and timely services for loan closings
• Work closely with the Loan Officer, Financial Specialists, Servicing Specialists, and 3rd party attorney/closing agents to ensure an accurate and timely loan closing is completed. Process and verify that all intended collateral lien positions are perfected
• Ensure scanning and filing of pertinent loan documents, forms, and checklists are completed timely to result in a properly set up loan file in accordance with ACA policy and procedure
• Prepare appropriate loan funding, which may include check(s) and/or wires. Ensure funding is in accordance with ACA internal control policy and procedure
• Timely and accurately book loan transactions to the system, ensuring both cash and non-cash processing is completed
• Ensure accuracy between the approved credit package, documents, and final system data entry.
• Complete initial post-closing loan verification and document quality review to ensure complete and accurate financial reporting
• Assist when needed with incoming phone calls and branch visitors. Focus on building strong relationships in order to return maximum value
• Adhere to the ACA's internal controls and compliance policy and procedures as it relates to all actions performed
• Efficiently supports and prioritizes high quality loan servicing and accounting from application through loan satisfaction/release

What you need to succeed:

• Education and/or experience equivalent to Associate's degree in business, finance, or accounting
• Strong interpersonal, customer service and problem solving skills
• Detail oriented and excellent communication (oral and written) skills
• Must be a quick learner, adaptable and highly organized
• Computer experience with intermediate skills in Microsoft Office and Outlook
• Work independently under general supervision

What we offer:

• Competitive pay
• Comprehensive benefits
• Company-matched 401k
• Commitment to training and professional development
• Meaningful work that allows one to make a difference
• Opportunities for work-life balance

AgCarolina is an equal opportunity employer. As such, we offer equal employment opportunities, based on valid job requirements without regards to race, color, religion, sex (including pregnancy), sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status and other protected class characteristics. EEO/AA

ABOUT US

Headquartered in Greenville, North Carolina, AgCarolina Farm Credit offers career opportunities throughout Eastern North Carolina. We service the needs of part-time and full-time farmers, as well as the mortgage credit needs of rural homeowners. Federally chartered and a part of the national Farm Credit System, we are locally owned by our members. As we work together, we can help you achieve your goals and dreams, while strengthening our communities.

AgCarolina Farm Credit is the largest ag lending cooperative operating in North Carolina with a local presence throughout the territory. The Association has approximately $3.1 billion in gross loan volume, serving more than 6,000 members.

Our purpose at AgCarolina Farm Credit (ACA) is to serve the agricultural industry and our rural communities, yielding a more prosperous future for all. We are committed to providing constructive credit and financial services to grow the success of our members, one local relationship at a time.

We believe that an inclusive team of employees is the best way to serve our agricultural and agribusiness customers. Consistent with our core value of welcoming diversity, equity, and inclusion, we seek to involve all employees, our management team, and our board in fostering an environment that encourages and acknowledges the positive contributions individuals from all backgrounds can make in the success of our organization. By embracing and leveraging our unique strengths we establish ourselves as a positive corporate citizen and an employer of choice.

We are committed to attracting and developing an outstanding team of employees and supporting each one to achieve his or her full potential. Our success at AgCarolina GROWS by:

• Growing our people and association
• Relationships built on respect, trust, and integrity
• Owning responsibility for our attitudes, actions, and job performance
• Welcoming diversity, equity, and inclusion
• Serving one another, members, and local communities

This job has expired.